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Blog Posts in 2020

  • Will I Have to Sell my Family Heirlooms to Pay Creditors?

    There are certain things in our lives that are beyond monetary value. They’re not “assets” or “belongings”—they’re part of our heritage, our memories, our family history. We don’t think about how much they’re worth, but how much they mean to us. But what happens to those things when you declare bankruptcy? Does the bank make exemptions based on sentimental value? Does the court make room for ...
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  • Will My Wages Be Garnished?

    Wage garnishment is a legal procedure by which a creditor (or anyone to whom you owe money) can have the court require your employer to hold onto a portion of your paycheck to pay off your debt. Wage garnishment draws your employer into your personal financial life, and it's both humiliating and financial hardship. If you're facing creditors for multiple debts, you could be facing wage ...
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  • What Property Do I Get to Keep If I Declare Bankruptcy in Fort Worth?

    It’s a common misconception that bankruptcy means all your assets get wiped out—sold and paid to creditors. However, that’s not the case; bankruptcy wouldn’t be much help to consumers if that were true! In Texas, there are certain assets you’re allowed to exempt from bankruptcy; you’re also allowed to choose between federal exemptions and Texas exemptions. If you’re married and filing jointly, ...
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