If you are thinking about filing for bankruptcy, you may be wondering if you should hire a bankruptcy attorney. Although you can file for bankruptcy without an attorney, it isn’t always in your best interest. For people filing for a Chapter 7 bankruptcy that involves valuable assets, it is essential to have an attorney handle the case. If you want to file for Chapter 13 bankruptcy, filing without an attorney can ultimately cost you more money than hiring one. An attorney can also guide you through the process and help you make the most convenient choices that will lead you to financial freedom.
What a Bankruptcy Attorney Can Do For You
One of the biggest benefits of hiring an attorney is that they will be able to forecast potential issues in your case, they can plan ahead. An attorney will serve as a guide to help you make decisions that will help you get rid of your debt and help you restore your credit. It’s common for people who don’t get legal advice to make inconvenient decisions or lose potential opportunities.
Some of the things that a bankruptcy attorney can help you with include:
- Decide which bankruptcy is better for you: Depending on your desired outcome, a bankruptcy attorney can help you decide whether Chapter 7 or 13 bankruptcy is best for your situation. In some cases, bankruptcy might not even be the best choice. Your attorney will suggest an appropriate bankruptcy alternative.
- Apply the means test: An attorney can guide you through the means test. The means test calculation indicates whether you qualify for a Chapter 7 bankruptcy, or if you can afford to make payments in a Chapter 13 bankruptcy.
- Determine discharge of debts: In some cases, debts don’t get discharged in bankruptcy. An attorney can help you determine which of your debts will be eliminated when filing for bankruptcy.
Guiding Families Through Bankruptcy in Fort Worth
Filing for bankruptcy is a tough decision and a complicated process. Having an attorney on your side will give you peace of mind, knowing that the ultimate outcome will be what works best for your specific situation. If you need assistance managing debt, dealing with constant calls from creditors, or deciding which bankruptcy is best for you, the Fort Worth bankruptcy attorneys at Huebner Law Firm, PC are ready to help you. Our firm works tirelessly to help you get back your financial freedom. For over 20 years, we’ve been helping families throughout Texas eliminate their debt. Let out team help you every step of the way.
Call our Fort Worth bankruptcy attorney today at (817) 576-1889 to schedule an appointment!