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Will I Lose My Doctors If I Discharge the Money I Own Them?

The United States spends more on healthcare than any other country in the world. In 2017, the United States spent about $3.5 trillion on health expenditures, which is more than twice the average among developing countries. With the average healthcare cost per person reaching $10,345 in 2016, experts predict that figure will increase to about $15,000 in 2023. If you are dealing with extensive medical bills, and you feel like you won’t be able to pay them off, you’re not alone. At least 25 percent of bankruptcies include significant medical debt. However, many people are afraid of filing for bankruptcy because they don’t know if they will lose their doctor if they discharge the money they owe them.

In emergency situations, everyone is entitled to initial treatment regardless of their ability to pay. The Emergency Medical Treatment and Labor Act (EMTALA) is a federal law that requires anyone coming to an emergency department to be stabilized and treated, regardless of their insurance status or how much money they have. However, this law has remained an unfunded mandate since 1986. It is also a law which only applies to emergency departments.

Non-emergency medical providers, including your primary physician, can refuse to treat you after their fees have been discharged in bankruptcy. However, most medical providers understand why people file for bankruptcy. Most might continue to keep you as their patient as long as you’re willing to pay the rest of what you incur in future visits. If you’re unable to cover a medical bill, it is vital to call your hospital or doctor’s office right away and notify them. They should be able to guide you through the process or give you an insight on what to expect if you file for bankruptcy.

Seek Guidance from Our Experienced Fort Worth Bankruptcy Lawyer

In conclusion, is it possible that your doctor will drop you as a patient if you discharge the money you owe? As long as you're not in need of emergency care, that's very possible. At the same time, your doctor might understand your situation and continue treating you. It really depends on your relationship with your doctor and how able you are to pay medical bills after bankruptcy.

If you’re seriously concerned with your medical/financial situation, get the help and guidance you need from an experienced bankruptcy attorney in Fort Worth, TX. At Huebner Law Firm, we understand it’s difficult to pay off extensive medical bills and other incurred debt while trying to provide for your family. We can guide you through the steps to financial freedom.

Get the help and advice you need by contacting our Fort Worth bankruptcy attorney today at (817) 576-1889!

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