The United States spends more on health care than any other country in the world. In 2017, the United States spent about $3.5 trillion on health expenditures, which is more than twice the average among developing countries. With the average healthcare cost per person reaching $10,345 in 2016, experts predict that figure will increase to about $15,000 in 2023.
If you are dealing with extensive medical bills and you feel like you won’t be able to pay them off, you’re not alone. At least 25 percent of bankruptcies include significant medical debt. However, many people are afraid of filing for bankruptcy because they don’t know if they will lose their doctor if they discharge the money they own them.
Will You Lose Your Doctor if You Discharge Your Medical Bills?
Many people are concerned about what will happen to their relationship with their doctors and other medical providers if they discharge medical debt. The Emergency Medical Treatment and Labor Act (EMTALA) is a federal law that requires anyone coming to an emergency department to be stabilized and treated, regardless of their insurance status or ability to pay. However, this enactment has remained an unfunded mandate since 1986.
Medical providers, including your primary physician, can refuse to treat you after their fees have been discharged in bankruptcy. However, most hospitals understand the need for bankruptcy and why you filed the case. Most would continue to keep you as their patient as long as you’re willing to pay the rest you incur in future visits. If you’re unable to cover a medical bill, it is vital to call your hospital or doctor’s office right away and notify them. They should be able to guide you through the process or give you an insight on what to expect if you file bankruptcy.
Seek Guidance from Our Experienced Fort Worth Bankruptcy Lawyer
If you’re concerned with your medical financial situation, you can get the help and guidance you need from an experienced bankruptcy attorney in Fort Worth. At Huebner Law Firm, we understand that it’s difficult to pay off extensive medical bills and other incurred debt while trying to provide for your family. We can guide you through the process to reach financial freedom.
Get the help and advice you need by contacting our Fort Worth bankruptcy attorney today at (817) 576-1889!