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If you are you struggling with the weight of overwhelming debt, you do not need to feel alone. My team at Huebner Law Firm, PC understands the stress and anxiety that comes with financial turmoil and is dedicated to helping families like yours find freedom and relief. As your legal advocate, I will guide you through the legal process of filing for bankruptcy to help you overcome financial burdens and get a fresh start.
Why Huebner Law Firm, PC?
- 20+ years of experience
- Never judgmental
- Over 10,000 families helped
- Competitive pricing and payment plans offered
- Weekend appointments available
What Exactly Is Bankruptcy?
Bankruptcy is a legal process that allows individuals to resolve issues caused by debt.
Filing for bankruptcy is a constitutional right that is often misunderstood by society.
Contrary to what you may think, bankruptcy does not mean you have failed. It actually means that you are serious about becoming debt free and are taking steps toward finding a solution and building a better future.
- What are the Benefits of Bankruptcy?
- Debt relief
- Halting creditor harassment
- Avoiding foreclosure
- Fighting repossession
- Stopping garnishments
- Rescheduling payments on past-due taxes and child support
Ultimately, bankruptcy provides you with the opportunity to start over, and learn how to manage your finances to better provide for you and your family. Bankruptcy can work differently in every case, so it’s important to speak with an attorney who can walk you through the process and how it will work for you.
Ways That My Fort Worth Law Firm Can Help
- We can help you file for Chapter 7 or Chapter 13 bankruptcy.
- We can help you to avoid foreclosure on your home.
- We can help you resolve any IRS debt that you have.
- We can offer help with debt elimination and consolidation.
- We can help you deal with repossession of vehicles and other property.
- We can help you explore all of the different alternatives to bankruptcy.
What Happens to My Assets During Bankruptcy?
Filing for bankruptcy can be overwhelming, especially if there is a possibility you can lose all your assets. There are cases when the court may force you to sell certain belongings to pay back your creditors— particularly through a Chapter 7 bankruptcy. However, not everything you own will be up for sale. When you file for bankruptcy, there are certain assets and property that are exempt from liquidation. Knowing what qualifies as an exempt or nonexempt asset is key to understanding how Chapter 7 bankruptcy will affect your life.
Examples of Nonexempt Assets
The type of assets that qualify as nonexempt assets will vary from state to state. However, the items listed below are typically considered nonexempt assets:
- A new model vehicle with equity
- Expensive clothing
- Expensive musical instruments
- Real property (which is not your primary home)
- Valuable artwork
- Valuable collections (such as a stamp collection)
In many cases, a lawyer can argue for you to keep your home and a vehicle, but you may not be able to keep the same vehicle you currently own.
Learn How Bankruptcy Can Benefit Your Situation
If you are ready to take the next step toward financial freedom, Huebner Law Firm, PC is ready to help. We provide compassionate and understanding representation to individuals and families who are struggling with debt and facing foreclosure.
You do not have to face this alone; let my team help you find relief.
Huebner Law Firm, PC serves all of Tarrant County, including Fort Worth, White Settlement, Benbrook, Lake Worth, Edgecliff Village, Forest Hill, Haltom City, Saginaw, Westover Hills, and River Oaks.
- Drowning in debt
- Feeling stressed because of your finances
- Being harassed by creditors
Why should I file for bankruptcy
There are a number of benefits to bankruptcy, including avoiding foreclosure and putting an end to creditor harassment. Filing can also help resolve issues concerning repossession, past-due taxes, child support payments, and wage garnishments. If you’ve been sued because of a debt, filing for bankruptcy can also help you fight the lawsuit. I can help you understand what filing can mean for you and your family.
Will I lose all of my property
You might be surprised to hear that individuals who file for bankruptcy often lose little to nothing. Every case is different and the amount that you might have to forfeit depends upon a number of unique and complex factors. However, our firm is proud of our success in helping clients retain those assets that are important to them.
Can all debts be discharged
Most debts can be discharged in a bankruptcy, but not all. Some debts—such as most taxes, child support and alimony payments, and student loans—are nondischargeable, meaning they cannot be eliminated altogether. Fortunately, for these debts, it is possible to reschedule or re-organize your payments to be more manageable.
How does bankruptcy work
Bankruptcy can work in one of two ways. First, by filing for a form of bankruptcy referred to as Chapter 7, you can eliminate all dischargeable debt, including credit cards, car loans, mortgages, medical bills and more. Second, you can file a form of bankruptcy known as Chapter 13, which works to re-organize your debts to give you a longer period of time to pay them off. Chapter 13 is preferable to individuals dealing with nondischargeable debts, do not qualify for Chapter 7, or have high-value assets that they wish to protect.
Why do I need a lawyer
You could certainly file for bankruptcy on your own, but it’s not recommended. You’re already anxious enough without the added complexities of navigating the legal process. Having a lawyer handle your case takes the responsibility off of your shoulders and ensures that every detail will be handled correctly and on time. Not sure you can afford an attorney? Huebner Law Firm, PC offers flexible payments plans to help with your bankruptcy case. Get in touch to learn more.
When will I see results
The timeline for bankruptcy can vary on a case-by-case basis. In general, bankruptcy cases are completed between three to six months, depending on a variety of factors. As your attorney, it is my job to make sure the process is completed efficiently and to fight for your rights every step of the way. Speeding can lead to costly mistakes.
For nearly 20 years, my firm has fought relentlessly for people struggling with debt, many of whom are just trying to get by. We have provided the one thing our clients need: results.
Many families fear bankruptcy as much as they fear asking a lawyer for help. The first thing we want you to know is bankruptcy is not an admission of failure; it’s a way to reclaim control over your financial situation. With that in mind, you can ask for help freely, without worry.
My firm has an in-depth understand of the law and how it affects your finances. Our primary goal is to free you from debt and stress. With our understanding of the law and a thorough examination of your situation, you can be sure certain that we’ll explore every possible avenue of debt resolution.
There’s nothing to lose—our initial consultations are free and starting your case requires no upfront payment. Our flexible payment plans begin at $50 a week, so call today!
Courts judge people, but we don't.
We are backed by 20+ years’ experience.
We offer completely free consultations.
It is $0 down to start your case.
We offer competitive pricing.
Our payment plans start at $50/week.
We have helped over 10,000 families.
We make weekend appointments available!