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Recent Posts in Credit Score Category

  • Does Filing for Bankruptcy Affect Your Spouse?

    Married couples share every aspect of their life with one another, even their finances. Still, sometimes one member of the marriage may need to declare bankruptcy to get out from under their debt, even if the other doesn't. If you are married, you can file for bankruptcy without your spouse. However, even if you file as an individual, it may still affect them. How Can Your Bankruptcy Affect Your ...
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  • Can I Get a Bankruptcy Off My Credit Report?

    Filing for bankruptcy can be an overwhelming and scary process—especially when it affects your ability to own a home or secure a loan in the future. However, filing for a bankruptcy doesn’t mean that you won’t be able to rebuild your financial profile eventually. In fact, you can rebuild your credit report starting today—here is how. Develop Good Financial Habits Before you start thinking about ...
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  • How Your Credit Score Is Determined

    Your credit score reflects your ability to borrow money. The higher your score, the easier it will be to obtain a mortgage car loan, lease, credit card or other extension of credit by a lender–including banks, stores and other credit card issuers. Your credit score is reflected by your credit report and may affect a lender’s decision to grant your request to borrow money. The Three Major Credit ...
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